Call Now:

(02) 6931 3333

Personal Insurance

Go to:

How would your family cope if you passed away suddenly or were unexpectedly diagnosed with a serious illness or injury?

No one is invincible and anything can happen at any time. If you know someone who has been affected by an illness or accident, then you know first hand that it does occur without warning.

SERVICE OVERVIEW

Financial Protection for Your Family in Case of Emergency

Personal insurance is a type of coverage that gives you and your family financial protection in the event that something happens to you that prevents you from working. This can include severe illness or injury, total and permanent disability, or death. By having personal insurance in place, you can help ensure that your loved ones are taken care of financially if something happens to you.

If you’re concerned about providing financial security for your family in the event of an accident or illness, contact us today. We can help you understand your options and find the right coverage to fit your needs.

Advice you can trust

We are Here To Help You

At Innovative Financial Services, we’re here to help you understand your personal insurance needs and find the right coverage to fit your circumstances. We can also help you review your coverage periodically to make sure it still meets your needs, and answer any questions you may have about your policy.

A financial advisor can help you:

We Can Help You Find the Right Insurance Coverage

If you’re concerned about providing financial security for your family in the event of an accident or illness, contact us today. We can help you understand your options and find the right coverage to fit your needs.

Life Insurace

Life insurance is a type of insurance that pays out a lump sum in the event of your death or if you are diagnosed with a terminal illness. It can be used to cover funeral costs, outstanding debts and to provide an income for your loved ones.

Most people take out life insurance when they have dependents, such as young children, so that their family can maintain their standard of living if they die. However, life insurance can be a good idea for anyone who wants to provide financial security for their loved ones.

Total + Permanent Disability (TPD)

TPD cover provides you with a lump sum if you are injured or fall ill and are unable to work permanently. This can help you pay off debts and make necessary changes to your lifestyle.

Trauma (Critical Illness)

This type of insurance can give you some financial security if you’re ever diagnosed with a serious injury or illness. It can provide you with a lump sum that can help cover things like medical expenses, lost income, or other costs associated with your recovery. Trauma cover is an important part of many people’s financial safety net, so it’s worth considering if you don’t already have it.

Income Protection

If you are unable to work due to illness or injury, income protection insurance can replace up to 75% of your gross annual income. The amount of coverage you need will depend on your individual needs and circumstances.

Get a grip on insurance with our free guide!

Still have more questions about insurance? Download our free guide on understanding insurance below, and get started on your path to becoming an insurance expert. If you’re still feeling overwhelmed by all of this information, contact us today and we would be more than happy to help you figure everything out.

CONTACT WITH US

Any Questions